This article is a recap of the BBC video titled, FinTech: How Tech is Changing Finance. The video shows how technology plays a major part in the business of the United Kingdom, becoming more and more popular. It is brought to you by PSI-Pay.
PSI-Pay is an electronic banking system based out of the United Kingdom. It can be used anywhere in the European Union where electronic payments are accepted. In addition to being the primary MasterCard Worldwide issuer, PSI-Pay also issues debit, prepaid card payments, and virtual transactions.
The video shows the convenience, simplicity and ease of electronic banking for small business owners and consumers. The video starts off with a florist in London who had some business issues because she could not accept card payments. Her name is Sam Jennings, and she has a flower shop in a very busy London station. This is prime territory for a small business like this to flourish! However, she was not able to accept credit card payments. Now, Sam generates her business through Square, which is a credit card reader, and the funds appear in her bank account the next business day.
The video also shows how electronic banking is giving British banks a run for their money (pun intended), and keeping money inside of consumers’ pockets. Tom Bloomfield is the owner of Monzo, a new electronic bank in the United Kingdom. He breaks down how electronic banking is so much better for consumers than traditional banking. Unlike conventional banks where overdraft and transaction fees are the norm, electronic banking eliminates those by simply rejecting a payment if there are insufficient funds in an account. And there are no transactions fees, since everything is done virtually. According to Mr. Bloomfield, there is no reason to charge a loyal customer of the bank a transaction fee, so those are a worry of the past as well.
Overall, the video showed how valuable technology is for the lifestyles of both consumers and small business owners, making daily financial transactions easier, businesses more prosperous, and people more comfortable managing their finances.
Francisco Domenech is a Puerto Rican lawyer who has been in political circles throughout the course of his professional career. While he was born in 1978 in San Juan, Puerto Rico, he spent most of his youth in the state of Florida. After graduating from Forest High School he became a student at the University of Puerto Rico. He earned a political science degree and then started attending this university’s School of Law. He has a Juris Doctor that he earned in 2003.
In 2005 he was appointed as the director of the Office of Legislative Services of Puerto Rico. In this position, Francisco Domenech managed a budget of $10 million and oversaw a staff of 120 people. He created a summer program for the Tomas Bonilla Legislative library which had 100 interns and also expanded access to this library for people who are blind and/or physically impaired. Read this article at washingtonpost.com
He now manages a bipartisan government affairs boutique called Politank. This organization helps businesses who need legal help in navigating the laws and regulations of Puerto Rico. He was able to hire some high-level people at Politank such as former Senate President Kenneth McClintock, who had also been Secretary of State, and Guillermo San Antonio-Acha who had at one time been the Legal Counsel to the Governor of Puerto Rico.
Francisco Domenech can often be found on Puerto Rican television and radio programs talking about political affairs as a commentator. Among the media shows he has appeared on are Puerto Rico TV, El Nuevo Dia, andWapa America. The media outlets on this island also frequently quote what he has to say. He has also been recognized as one of the top young professionals in Puerto Rico. He made the 2016 40 Under 40 list and it is said that he was the top vote-getter.
He is also a philanthropist who has given money to a number of nonprofits both himself and through Politank. Among the causes he has financially supported are Museo de Arte de Ponce, the Clinton Foundation, TASIS Dorado Scholarship Fund, and The Washington Center for Internships and Academic Seminars. Visit: https://angel.co/francisco-domenech?public_profile=1
If you are aspiring to be a banker, then you are in for a long ride. The financing industry is becoming notorious for its complexity especially when it comes to landing a role in a bank or another financial institution. Aside from that, studies continue to indicate that there are many candidates per position. For that reason, it is crucial for prospective candidates to hone their skills. That is why you need a role model. Anil Chartuvedi is one such person that every banker, whether emerging or established, should look up to. Not only is he determined but also on the forefront of achieving the best in his career. Here is a narrative about his career.
Anil Chartuvedi is a revered international banker with Indian roots. He has over ten years of experience in corporate as well as private banking. He also has extensive experience in investment banking. Moreover, his expertise extends to cross border transactions between India and Europe. For education, Anil Chartuvedi attended the Delhi University and earned a degree in economics. Later on, he joined Delhi School of Economics for an MBA.
Anil Chartuvedi worked in the Indian banking industry for years before relocating to the United States of America. He then found a job in the State Bank of India where he served as a manager. In his tenure, he oversaw development as well as planning. Even though he served non-resident Indians at that moment, he brought in over $500 million into the business. That is how he earned the title Man of the Year for the moment.
Following his commitment to serving clients, Anil Chartuvedi landed a job at Merrill Lynch serving as the international managing director. This went on for 18 years where he had clients in Asia, India, in addition to Europe. Most of these clients joined a wealthy circle of committee where Chartuvedi was the main facilitator. It was after serving for those 18 years that he decided to relocate to Geneva. He now serves as a manager at the Hinduja Bank. He oversees partnerships and creates strategic alliances. For those who aspire to be bankers, Anil Chartuvedi is an inspiration.
Sussex Healthcare is a company that was founded 25 years ago. The healthcare and rehabilitation facility is located in a rural area south of London, and greeneries and water bodies cover the facility are located near its building. Many people are going into the facility to avail of their rehabilitation medication plans, and they have already admitted thousands inside their facility. A variety of services are offered within Sussex Healthcare, and each of the services is given to those who are in need of special medical attention. Sussex Healthcare has been known all throughout the United Kingdom because of the recommendation from the past patients who were admitted inside, stating that they felt a world class service from the hospitable and helpful professionals working inside.
The company has also become popular with those who are in the healthcare industry. Nurses and caregivers have been visiting the facility to get a job. The company is known for their employee benefits, and those who have already worked for the Sussex Healthcare in the past could testify all of the advantages of working for the company. For those who wanted to become a part of the Sussex Healthcare family, all they have to do is to send them their resume, and they will be calling interested applicants and schedule an interview for them to screen them further. Some of the jobs that will be given to those who would pass the examinations are the following:
• Elderly Care – the elderly care department would need caregivers, nurses, cooks, and reflexologists, among others.
• Neurological Care – the neurological care department would need caregivers, nurses, and speech therapists.
• Dementia Care – the dementia care department would require caregivers, nurses, and trained professionals who could handle patients who have dementia.
• Care for People with Disability – this particular department would need additional caregivers and nurses who would look after their patients 24/7 and would help them regain their abilities. Most of the patients in this department are suffering from physical injuries, and are admitted to the facility staying for only a few months. It is important that these patients will be given utmost care for them to recover fast.
Being a financial advisor means managing people’s investments so that they can achieve their financial goals. Richard Dwayne Blair has been a financial advisor for over 20 years. He is a graduate of the University of Houston, earning a bachelor’s degree in financial management services. Not long after graduating he opened his own office called Wealth Solutions which is located in the greater Austin, Texas, region.
Richard Dwayne Blair says that he derives a lot of satisfaction out of helping his clients attain their personal financial goals. His clients consist of high net worth individuals, often business owner. He says that when it comes to financial planning his approach consists of three pillars. This allows him a comprehensive view of his client’s financial picture and allows him to develop a customized plan so that the client can get from where they are to where they want to be financially.
The first pillar is completed during the first time that Richard Dwayne Blair meets with a new client. He talks to this person about what their goals are in life, where their strengths lie, how tolerant they are for risk, and where they see opportunities for growth in their life. He wants to build a longterm relationship with his clients and this first pillar is critical to forming that.
The second pillar is where Richard Dwayne Blair develops the long-term strategy he will follow for his new client. He keeps his client’s goals and liquidity needs in mind as he determines how best to invest their portfolio. He is an active manager of his clients portfolios and so he reallocates their assets in a way that helps them get market gains when markets are doing well and avoid the negative impact on their assets when financial markets inevitably turn negative.
The final pillar is where Richard Dwayne Blair talks with his clients about the strategy he has set for them and they review it together. Going forward he puts the strategy into action and then monitors it. He matches the portfolio’s performance against what the client was expecting as well as what their unique goals are.
Avengers: Infinity War drew huge numbers in the box office during opening weekend. Disney reported that it took the new spot as the biggest opening weekend for a movie premiering worldwide in history bringing in an estimated $659 million. It also received an audience rating of 92% on Rotten Tomatoes, and IMDB gave the action-packed film a spectacular 8.9/10.
Jan Philip Cramer of the Academy of Art University was able to serve as the animation supervisor for the hit movie. “I cannot believe they trust me to come up with ideas for something that so many people care for. These are moments you dream of,” Cramer said about the experience. A lot of his success is credited to the Academy of Art University for the career shaping by his mentors there.
The Academy of Art University is located in San Francisco, California, and it claims to be the largest privately-owned art school in the United States. The for-profit art school has over 10,000 students in attendence. It also has a 100% acceptance rate because the school accepts all students who want to attend.
The Academy of Art University was originally founded as a school for advertising art in 1929. Through the passing of generations, the school more than quadrupled in size and attendance by the time the granddaughter of the original president took the reigns. Now, the Academy of Art University participates in the NY Fashion Week, and they even have private bus fleets for transporting students.
The Academy of Art University has a collection of some of the most rare and valuable vintage cars in the world. The Academy of Art University Automobile Museum has a worth of over $70 million dollars, according to Forbes. Most of the cars inside the museum are owned by the University, but some of them are owned by the Stephens family, the original founders of the school.
There have been many successful alumni come from the Academy of Art University. If Jan Philip Cramer is any testimony, then you can go far with the guidance of the Academy of Art University.
Find out more about Academy of Art University: http://www.academygalleries.com/academy-galleries/about/contact-us.html
As a qualified and well-dignified leader and executive, José Auriemo Neto is a figure that has an eye for commercial and residential development. Having a feel for such trends allows him to be a leader in resurgence of country Brazil. All things being considered, let’s take a look into just why Mr. José Auriemo Neto has become an object of admiration today.
At the outset, it must be understood that Mr. José Auriemo Neto is an alumnus of the Fundação Armando Álvares Penteado (FAAP) University in São Paulo. That is where his hunger for all things commercial started. His career soon blossomed in 1993 when he began working for JHSF Participacoes SA. It is no wonder that in 1997 he founded the group’s service department a parking lot management company. That success was his first step. He then obtained the rights to develop the first shopping destination. As it should be assumed this was a success as well.
As being the chairman of the board for 2011 to present day, Mr. José Auriemo Neto has been a pioneer when it comes to commercial development. Aside from having such an eye for development and finance, it should be noted that Mr. Jose has been in the executive spotlight for quite some time now. To be able to manage multiple companies, oversee the construction and building of projects, and stay on top of the financial industry, is nothing short of amazing. Mr. José Auriemo Neto has done just that. With having an eye for the trending times of the industries, Brazil will soon be an example of just what it means to have effective leadership and a grand vision at the helm of such operations. With José Auriemo Neto and his deep and well-grounded background, the world of commercial development will soon manifest his brilliance in Brazil.
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When the Princeton entrepreneurial advisory committee wanted to start their fund, which they would bank on to drive entrepreneurship at the University, they turned to one of their most prominent alumni Peter Briger. Having attended Princeton and graduated in 1986, he understood the value of having an alumni entrepreneurs fund or AEF.
Peter Briger has been a strong advocate of entrepreneurship as a way of growing oneself as well as society in general. His commitment to entrepreneurship has been a part of him since he was a partner at Goldman Sachs and Princeton’s request was a real honor. Together with two others, they would contribute the initial amount that would be used to finance the project. The Princeton entrepreneurship advisory committee would then identify a set of independent judges who would assess the proposals submitted with a request for financing and then identify the strengths and weakens of which and at the end come up with those that deserved funding. Each project would receive at least one hundred thousand dollars coupled with advice from some of the most experienced entrepreneurs in that field. Peter Briger has also been one of those offering his time to advise younger entrepreneurs. Despite his busy schedule, he understands that at times it takes more than financing an idea, but also entails quality guidance and a steady hand to guide you. Peter Briger has been very vocal in praising the initiative, noting that it’s time for the disruption of how business is conducted as well as the existing business models. He understands the value of innovation as he has also relied on the same to grow his own career. At fortress investment group he has been instrumental in the innovation of new products that better meet today’s needs. It was one of the main reasons that despite being a partner at Goldman Sachs fortress still insisted on him joining their management team. He was tasked with establishing the credit business at Fortress. This has been one of his specialties since Goldman where he was head of distressed debt. His knowledge of the Asian market has also been impressive given the number of years he has worked on committees focused on the market. A Force of Innovation: Two Decades of Fortress Investment Group
Randal Nardone’s success lives to tell a story that one’s ability to deliver is not squarely dependant on the profession pursued. The 52-year old United States citizen has made significant achievements at Fortress Investment Group. Nardone enrolled at the University of Connecticut where he graduated with Bachelor of Arts Degree, English/Biology. He then proceeded to Boston University and earned a Doctor of Jurisprudence Degree from the Boston University, School of Law.With his excellent qualifications in the field of law, one would have expected Randal Nardone to glue himself to practice of law. However, this was not the case with him as he seemed to have more interest in asset management than in litigation.
Randal Nardone, together with Wes Edens, and Peter Briger, founded the Fortress Investment Group
As such, while still practicing law, he decided to learn a few tricks that would help him merge the legal practice with financial management.Nardone’s professional history traces back to Thacher Proffitt & Wood where he was a partner. He later on proceeded to the BlackRock Financial Management, where he served as a Principal. He also worked at UBS as the Managing Director from May 1997 to May 1998.In 1998, Randal Nardone, together with Wes Edens, his friend and colleague in the field of finance, founded the Fortress Investment Group and immediately Nardone assumed the position of the Principal of Fortress. He co-founded the Fortress Registered Investment Trust in November 1999, and since then, he has been its Secretary, Vice President, and Chief Operating Officer.
Currently, Randal Nardone serves in different positions within Fortress Investment Group, its subsets, and other organizations. He is the principal of Fortress Credit Corporation; the Chairman and the president of Springleaf Financial Holdings; the Secretary and Vice president of Newcastle Investment Hodings, LLC; and the principal and Chief Executive Officer Fortress Registered Investment Trust.Randal Nardone served as an interim CEO of Fortress Investment Group for close to two years before he was confirmed as its full CEO, a position he still holds at the moment. He has equally been among the billionaires to be listed in Forbes magazine at position 557.
Equities First Holdings (EFH) has gained several clients since 2012. Many clients utilizing EFH because of the offering of the equity loan. EFH also offers financial advice to businesses and individuals. They are able to celebrate 15-year anniversary because they are able to produce over a billion dollars. EFH has an organization in London who have produced nearly 700 transactions. These are all good signs of good performances. It means people trust the business practices and professionalism of EFH.
A business can use equity loan for working capital. Since the equity loan can be used for any purpose. It allows flexibility for a business, and it could be used for any business practices. United Kingdom turned out to be a great new market. EFH promotes trust with professionalism and integrity. Clients must trust EFH when they pass their stocks to EFH and EFH takes ownership. EFH is an ethical company who ensures they will not dump clients’ stocks in the market when they take ownership.
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