Equities First Holding is a prestigious financial company that specializes in lending and alternative shareholder financing solutions. This company serves borrowers who require vital funds and do not qualify for credit-based loans. With most banks tightening their credit qualifications and increasing interest rates, Equities First Holding comes in and play an integral part in providing alternative financing. According to Al Christy, the senior executive of Equities First Holding, use of stocks as collateral for loans is an advanced way of seeking investment capital. He added that stock-based loans possess a higher loan-to-value ratio compared to margin based-loans. They also provide fixed interest rates all through the transaction.
Differences between margin loans and stock-based-loans
Customers seeking to apply for margin loans should be qualified and clearly state how they plan to use the money. Margin loans interest rates vary, and the loan-to-value ratio ranges from 10 up to 50 percent. In the case of a margin call, the lending organization has the power to liquidate the borrower’s collateral. On the other hand, clients seeking stock-based loans offers a fixed interest rate within 3 and 4 percent with a loan-to-value ratio of 50 to 75 percent. Stock-based loans are unique in the sense that borrowers can walk away without obligation even when their collateral stock has depreciated. According to CEO Al Christy, stock-based-loans have minimal risks and offer maximum profits.
Equities First Holding entered the alternative investment scene in 2002. The founder of this firm is Al Christy Jr. He also serves as the president of the enterprise and manages over 60 employees. Equities First Holding also services customers in Sydney, Perth, London, Singapore, and Hong Kong.
This company provides services that include capital allocation, alternative capital solutions, and other financial services. This business specializes in providing customized financial services that are tailored to suit individual needs. EFH’s clients are mainly high-net-worth persons and people seeking non-purpose capital. This company has closed over 1000 transactions, amounting to $1.4 billion since its establishment. EFH works in collaboration with international jurisdictions and law firms.
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