Category Archives: Loan

What Does GreenSky Credit Offer?

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GreenSky Credit is among the leading credit management companies in America. It was founded in the year 2006. It’s a highly praised organization in the consumer finance marketplace. The organization is located in Atlanta, Georgia. Also, the company has another operational facility in Covington, Kentucky. Its founder is David Zalik. He formed his first company while he was still a teenager, at the age of 14. GreenSky credit has also specialized in retail, home improvement, patent credit and unsecured loan options. The company has been able to build stable relationships with retailers, dealers and providers in over 50 states. Currently, GreenSky credit works with 17,000 retailers. However, they are on the verge of increasing this number to maybe 20,000. Most improvement items include window repair materials, roofing and solar solutions types of equipment.

Since the company was founded, it has played a significant role in transforming all its interactions from small business into middle-sized businesses. Moreover, it has changed the trends in consumer credit by allowing more affordable and more credible access to loans. Additionally, it’s backed up by most leading investors in the world. The company is made up of a focused team that is focused in propelling the firm to greater heights. They also process and offer technical solutions to all its consumers. This way, they have played a significant role in improving the lives of thousands of consumers. GreenSky has more than 670 employees.

GreenSky Credit serves consumers that range from world’s most large businesses to the small and medium-sized businesses. No matter the demand that most large businesses have, GreenSky is still able to administer their services. The company can tackle every challenge that comes across.

GreenSky is now famously known for its ability to offer customized services that enhance sales. In the year 2016, the company had registered massive profits. This information was reported by its CEO David Zalik. However, as a private organization, it’s not required to release its financial information publicly. GreenSky has left majority of its customers satisfied. It’s aiming at transacting $1 trillion in the near future. Soon, it will expand its services to bring in medical personnel such as nurses and doctors on board.

https://www.dice.com/company/GreenSky+Credit/jobs

 Equity First Holdings Unique Financial Services and Products

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Banks have been known to tighten their lending criteria by increasing the interest rates and loan qualifications. Equity First Holdings has been the frontline in the provision of substitute shareholder financing solutions. Recently EFH has experienced a growth in the distribution of their services and products such as the margin loans and the stock-based loans. T5he organization is benefiting individuals who would like to raise capital promptly or those who may not reach the required standards needed by banks. The CEO and the founder of Equity First Holdings Al Christy perceive the stock loan collateral as an excellent borrowing substitute for the borrowers seeking working capital.

In a typical three-year loan term, the financial market experience fluctuations, but on the other hand, the stock-based loans have been known to be providing a hedge as the borrower is lowering their venturing risks in downside market. Christy mentioned that the stock-based loan has a non-resource characteristic that offers the borrower the ability to walk away from the stock loan at any time, even in the situation when the worth of the stock devalues. Christy said that most individuals are not able to differentiate between a margin loan and a stock-based loan. For an individual to obtain a margin loan, they must be qualified for a conventional bank loan and the borrowed money must be used for a particular purpose. The interest rates for a margin loan varies. For stock loans, on the other hand, there are no regulations how to use the cash borrowed, and the interest rates are fixed.

Equity First Holdings was established in 2002 with a responsibility to provide an alternative financing resolutions for lenders, and the supply of capital against the publicly traded stock to helps its customers meet their specialized as well as particular objectives. EFH is an international company, and it offers money against the shares traded on public exchange worldwide. It has been offering the lowest interest rates on their clients and has seen the completion of more 650 transactions that valued over $1.4 billion since its establishment.

Equity First Holdings has its Headquarters in Indianapolis in India with other offices in New York City, Sidney, Hong Kong, Perth, London, Singapore, and Bangkok. The primary Purpose of founding EFH was to specialize in the development of products that will enable them to efficiently distribute liquidity at affordable terms using a safe and a reliable process. The financial institution is committed to supplying goods and services that will meet the customer’s satisfaction.